Expanding your startup to the US is one of the most exciting milestones in a founder’s journey. You’re stepping into a huge market, tapping into new investor networks and scaling your reach globally.

But while the potential is huge, so are the risks. Insurance is one of those often-overlooked details that can make or break your expansion plans. Many founders only realise the significance of insurance when their first US client sends over a contract demanding $10 million in liability cover (while their UK policy stops at £2 million).